--- title: Workers' Comp for Construction description: Beacon Mutual provides the RI construction industry with the best local safety and claims services. We're proud to provide workers' comp for construction. image: https://info.beaconmutual.com/hubfs/construction-6522921140x546.webp --- [Skip to Main Content](https://info.beaconmutual.com/construction#body-content) - [Make a Payment](https://www.beaconmutual.com/payments/) - [Report an Injury](https://www.beaconmutual.com/employers/report-an-injury/) - [Contact](https://www.beaconmutual.com/contact/) - [Careers](https://www.beaconmutual.com/about/careers/) - [Help](https://help.beaconmutual.com/) [Online Portal Login](https://www.beaconmutual.com/portal) [![Beacon Mutual](https://info.beaconmutual.com/hubfs/Beacon_Mutual_v2_Files/logo.svg)](https://www.beaconmutual.com) - [Employers](https://info.beaconmutual.com/construction#0) Show submenu for "Employers" - [Policyholders](https://info.beaconmutual.com/construction#0) - [Report an Injury](https://www.beaconmutual.com/employers/report-an-injury/) - [Manage Claims](https://www.beaconmutual.com/employers/manage-claims/) - [Why Beacon Mutual?](https://www.beaconmutual.com/employers/why-beacon-mutual/) - [Massachusetts Coverage](https://www.beaconmutual.com/employers/massachusetts/) - [Connecticut Coverage](https://www.beaconmutual.com/employers/connecticut-coverage/) - [Small Business](https://www.beaconmutual.com/employers/small-business/) - [Workers’ Compensation 101](https://www.beaconmutual.com/employers/wc101/) - [Premium Audit](https://www.beaconmutual.com/premium-audit/) - [Beacon Pay As You Go (PYG)](https://www.beaconmutual.com/pyg/) - [Temp and Leasing Agencies](https://www.beaconmutual.com/employers/temp-agencies/) - [Recursos en Español](https://www.beaconmutual.com/workers/ayudandole-a-mejorar/) - [Frequently Asked Questions (FAQs)](https://www.beaconmutual.com/employers/employer-faq/) - [Get Insurance](https://www.beaconmutual.com/get-started/) - [It's easy to get workers' compensation for Rhode Island, Massachusetts, or Connecticut business. 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Get a BeaQuick Quote and connect with an agent. Get Insurance](https://www.beaconmutual.com/get-started/) - [Safety Center](https://info.beaconmutual.com/construction#0) - [Safety Services](https://www.beaconmutual.com/employers/safety-services/) - [Safety Training & Resources](https://www.beaconmutual.com/safety-training/) - [Ergonomic Services](https://www.beaconmutual.com/employers/ergonomic-services/) - [Stay-at-Work/Return-to-Work](https://www.beaconmutual.com/employers/saw-rtw/) - [Case Studies](https://www.beaconmutual.com/employers/case-studies/) - [Loss Prevention Documents](https://help.beaconmutual.com/how-to-access-loss-prevention-documents) - [Safety FAQ](https://www.beaconmutual.com/employers/safety-faq/) - [Industry Expertise](https://www.beaconmutual.com/employers/industry-expertise/) - [We have the expertise to provide workers' comp services to a variety of industries in RI, MA, and CT. We understand your business and know how to protect your people. Find Your Industry](https://www.beaconmutual.com/employers/industry-expertise/) - [Workers](https://info.beaconmutual.com/construction#0) Show submenu for "Workers" - [Workers](https://info.beaconmutual.com/construction#0) - [What to Expect After a Work Injury](https://www.beaconmutual.com/workers/workers-what-to-expect-after-a-work-injury/) - [Find a Doctor (PPN)](https://www.beaconmutual.com/workers/find-a-doctor/) - [Fill a Prescription](https://www.beaconmutual.com/workers/fill-a-prescription/) - [Safety Services](https://www.beaconmutual.com/employers/safety-services/) - [Worker FAQ](https://www.beaconmutual.com/workers/worker-faq/) - [Recursos en Español](https://www.beaconmutual.com/workers/ayudandole-a-mejorar/) - [Medical Providers](https://www.beaconmutual.com/workers/medical-providers/) - [Our team works closely with the state’s medical providers to deliver the appropriate care to injured workers. Learn More](https://www.beaconmutual.com/workers/medical-providers/) - [Stay-at-Work/Return-to-Work](https://www.beaconmutual.com/employers/saw-rtw/) - [Our program helps injured workers return to work safely, by assisting the employer in providing modified duties and support through the recovery process. Learn More](https://www.beaconmutual.com/employers/saw-rtw/) - [Agents](https://info.beaconmutual.com/construction#0) Show submenu for "Agents" - [Agents Overview](https://www.beaconmutual.com/agents/) - [Coverage in MA & CT](https://www.beaconmutual.com/agents/coverage-ma-ct/) - [Become Approved Agency](https://www.beaconmutual.com/agents/agency-approval-process/) - [Agency Toolbox](https://help.beaconmutual.com/agency-toolbox-training) - [Agent FAQ](https://www.beaconmutual.com/agents/agent-faq/) - [Get Insurance](https://www.beaconmutual.com/get-started/) - [News & Insights](https://blog.beaconmutual.com) - [About](https://info.beaconmutual.com/construction#0) Show submenu for "About" - [Who We Are](https://www.beaconmutual.com/about/who-we-are/) - [Leadership](https://www.beaconmutual.com/about/the-beacon-team/) - [Careers](https://www.beaconmutual.com/about/careers/) - [Total Rewards Program](https://www.beaconmutual.com/about/join-our-team/) - [Community Relations](https://www.beaconmutual.com/about/community-relations/) - [The Beacon Foundation](https://www.beaconmutual.com/the-beacon-foundation/) - [Make a Payment](https://www.beaconmutual.com/payments/) - [Report an Injury](https://www.beaconmutual.com/employers/report-an-injury/) - [Contact](https://www.beaconmutual.com/contact/) - [Careers](https://www.beaconmutual.com/about/careers/) - [Help](https://help.beaconmutual.com/) [Online Portal Login](https://www.beaconmutual.com/portal) ![construction workers with metal framing](https://info.beaconmutual.com/hubfs/construction-6522921140x546.webp) # Construction ## Workers’ Comp for the Rhode Island, Massachusetts and Connecticut Construction Industry The construction industry, by nature, is one that comes with many different types of risks for contractors and subcontractors. Yet this industry is a vital part of the RI, MA, and CT economies, and each type of building job poses a unique set of safety risks. It is important to be aware of construction safety and the hazards facing employees as they work on a building construction project. For 30 years, Beacon has been proud to provide workers' compensation insurance to the majority of builders, contractors and tradesmen in Rhode Island and we now cover those that work in the construction industry in Massachusetts and Connecticut too.  We understand the industry and the challenges your construction company faces, and we're here to support you and your employees.  [![Begin Quote](https://no-cache.hubspot.com/cta/default/5115678/c2101917-a8e6-4e3c-892f-06b70487696b.png)](https://cta-redirect.hubspot.com/cta/redirect/5115678/c2101917-a8e6-4e3c-892f-06b70487696b) ### Safety Training Beacon offers [seminars and webinars](https://www.beaconmutual.com/employers/safety-seminars/) for contractors and tradesmen to help you on the job. Many of the training courses that cover equipment used on the job site such as ladders and staple guns.  In addition, Beacon offers OSHA 10 General Construction Courses several times a year as well as online [OSHA 10-hour webinars](https://www.beaconmutual.com/employers/online-osha-10-hour-training/) to enable employees to earn 10-hour certification. This can save you $150 to $225 per employee!   ![Ladder-Safety-Man-Down-1140wide](https://info.beaconmutual.com/hubfs/Ladder-Safety-Man-Down-1140wide.webp "Ladder-Safety-Man-Down-1140wide") ### Developing a Safety Program Every construction company should have a construction safety program to include training for employees on procedures to prevent common injuries like slips and falls, contact from harmful substances, falls, repetitive motion, and strains and sprains from handling materials. All construction industry sectors including single-family-home construction and non-residential construction companies should also practice fire safety by installing the proper equipment, training employees, and implementing fire safety procedures on any type of job site.  ### Resources Download and share printable safety resources from our Safety Library: - [Abrasive Wheel Grinders](https://info.beaconmutual.com/abrasive-wheel-grinder), [Extension Cord Safety](https://info.beaconmutual.com/extension-cord-safety), [Lockout/Tagout](https://info.beaconmutual.com/lockout-tagout), [Machine Guarding](https://info.beaconmutual.com/machine-guarding),  [Eye Protection](https://info.beaconmutual.com/eye-protection), and [Pneumatic Nail Staple Gun Safety](https://info.beaconmutual.com/pneumatic-nail-staple-gun-safety) - [Aerial Bucket Lifts](https://info.beaconmutual.com/aerial-bucket-lifts),  [Scaffolding Safety](https://info.beaconmutual.com/scaffolding-safety), and [Working Under a Lifted Load](https://info.beaconmutual.com/working-under-a-lifted-load) - [Beyond the Harness](https://info.beaconmutual.com/beyond-harness), [Fall Protection](https://info.beaconmutual.com/fall-protection), [Ergo Back Belts](https://info.beaconmutual.com/ergo-back-belts), and [Personal Protective Equipment](https://info.beaconmutual.com/personal-protective-equipment-ppe) - [Forklift Safety](https://info.beaconmutual.com/forklift-safety) and [Powered Industrial Trucks Safety](https://info.beaconmutual.com/powered-industrial-trucks) - [Ladder Safety](https://info.beaconmutual.com/ladder-safety) and [Ladder Selection](https://info.beaconmutual.com/ladder-selection) - [Trench Excavation Safety](https://info.beaconmutual.com/trenches-excavation-safety) and [Confined Space](https://info.beaconmutual.com/confined-spaces) - [Stay-at-Work/Return-to-Work Program](https://www.beaconmutual.com/employers/saw-rtw/) ### Rhode Island Builders Association Beacon Mutual is proud to sponsor the [Rhode Island Builders Association.](https://ribuilders.org/) We value the longtime relationship we have cultivated with this association and the important work they do to support the industry here in Rhode Island.  The association provides helpful training and resources for builders which are a perfect compliment to the training sessions offered by the Beacon Mutual safety team.  ### “My overall experience with Beacon Mutual has been very positive. Especially when compared with the last company I dealt with for Workers’ Comp.” MOLD MED Focused on What Matters Most... 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