---
title: Beacon Mutual Workers' Comp for RI Business
description: Beacon Mutual is the leading workers' compensation insurer in Rhode Island and specializes in protecting your business and your employees.
image: https://info.beaconmutual.com/hubfs/Providence-RI-Panorama-1140x546.webp
---

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          - [Report an Injury](https://www.beaconmutual.com/employers/report-an-injury/)
          - [Manage Claims](https://www.beaconmutual.com/employers/manage-claims/)
          - [Why Beacon Mutual?](https://www.beaconmutual.com/employers/why-beacon-mutual/)
          - [Massachusetts Coverage](https://www.beaconmutual.com/employers/massachusetts/)
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          - [Small Business](https://www.beaconmutual.com/employers/small-business/)
          - [Workers’ Compensation 101](https://www.beaconmutual.com/employers/wc101/)
          - [Premium Audit](https://www.beaconmutual.com/premium-audit/)
          - [Beacon Pay As You Go (PYG)](https://www.beaconmutual.com/pyg/)
          - [Temp and Leasing Agencies](https://www.beaconmutual.com/employers/temp-agencies/)
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          - [Frequently Asked Questions (FAQs)](https://www.beaconmutual.com/employers/employer-faq/)
    - [Get Insurance](https://www.beaconmutual.com/get-started/) 
          - [It's easy to get workers' compensation for Rhode Island, Massachusetts, or Connecticut business. Get a BeaQuick Quote and connect with an agent. Get Insurance](https://www.beaconmutual.com/get-started/)
    - [Safety Center](https://info.beaconmutual.com#0)
      
          - [Safety Services](https://www.beaconmutual.com/employers/safety-services/)
          - [Safety Training & Resources](https://www.beaconmutual.com/safety-training/)
          - [Ergonomic Services](https://www.beaconmutual.com/employers/ergonomic-services/)
          - [Stay-at-Work/Return-to-Work](https://www.beaconmutual.com/employers/saw-rtw/)
          - [Case Studies](https://www.beaconmutual.com/employers/case-studies/)
          - [Loss Prevention Documents](https://help.beaconmutual.com/how-to-access-loss-prevention-documents)
          - [Safety FAQ](https://www.beaconmutual.com/employers/safety-faq/)
    - [Industry Expertise](https://www.beaconmutual.com/employers/industry-expertise/) 
          - [We have the expertise to provide workers' comp services to a variety of industries in RI, MA, and CT. We understand your business and know how to protect your people. Find Your Industry](https://www.beaconmutual.com/employers/industry-expertise/)
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    - [Workers](https://info.beaconmutual.com#0)
      
          - [What to Expect After a Work Injury](https://www.beaconmutual.com/workers/workers-what-to-expect-after-a-work-injury/)
          - [Find a Doctor (PPN)](https://www.beaconmutual.com/workers/find-a-doctor/)
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    - [Medical Providers](https://www.beaconmutual.com/workers/medical-providers/) 
          - [Our team works closely with the state’s medical providers to deliver the appropriate care to injured workers. Learn More](https://www.beaconmutual.com/workers/medical-providers/)
    - [Stay-at-Work/Return-to-Work](https://www.beaconmutual.com/employers/saw-rtw/) 
          - [Our program helps injured workers return to work safely, by assisting the employer in providing modified duties and support through the recovery process. Learn More](https://www.beaconmutual.com/employers/saw-rtw/)
- [Agents](https://info.beaconmutual.com#0)
  
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    - [Agents Overview](https://www.beaconmutual.com/agents/)
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# Workers' Comp for Rhode Island

## Why Workers' Compensation?

If you are a Rhode Island, Massachusetts, or Connecticut employer with one or more employees, you are required by law to secure workers' compensation insurance coverage. Workers' comp insurance provides benefits to employees for work-related injuries including medical care and wages for time out of work. Workers' compensation protects your most valuable resource - your employees.

### Protect Your Rhode Island Business

Rhode Island companies of all sizes rely on Beacon to help safeguard their workplaces – and their employees. Our innovative programs, competitive products, and outstanding service deliver BIG with over 30 years of expertise.

Protect your employees and your business with a workers' compensation policy from Beacon Mutual. 

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Focused on What Matters Most... Protecting Your People

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